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 After writing about passwordless logins I got an email from Lastpass . I have used Lastpass for years.  it is one of group of password manager products. These also include names like Dashlane and 1Password.  All share the same ambition - to manage your ever increasing number of website passwords. They use browser extensions and mobile apps to record your login and then automatically login later.  The password managers need one master password and then they can generate a complex password for you for every site you visit. You can then manage the security of being online with less fear of being hacked. Add in a second authentication method and your online accounts are getting more secure.  Lastpass has had a free option for years plus a paid premium tier. The free tier allowed both their PC browser extension to work in harmony with their mobile app. However, Lastpass is now owned by LogMeIn , the remote access company. This week they announced that you can choose to have your passwords

 A username and password has been the main way in which people use IT for decades. The username being your identity and the password being a secret that only you know. The username is often public. A typical example being your email address. Your password is private but depends on you choosing something that can't be guessed or is complex. The word "password" is not a good one. Essentially this means that the security of your personal data comes down to one word. Your account can be accessed by anyone who knows the password or can guess it or has software that can just try combinations of numbers and letters to guess it.  Its hardly surprising that many additional security methods have been added to the mix over the years. One popular addition is a Personal Identification Number (PIN) . This typically has 4 to six digits. Another is a second factor or multi-factor authenticator . This could be a key fob or app on your phone. Another is a one time password (OTP) sent to y

 I was thinking about the last time I used cash. It was a while ago. The last time I went into a bank was to pay in a random cheque someone sent to me. I can't remember the last time I wrote a cheque and I no longer have a chequebook.  Statistics show most people in Britain pay for their daily needs with contactless payment. It is now looking at increasing the limit to deal with the demise of cash. ATMS are now harder to find . Bank branches are closing. Some towns don't have any kind of bank branch. Online only app banking exists with Monzo and Revolut , to take two examples. FinTech, the meeting of technology and finance, is definitely a think and not just part of startup culture. On the edge of this is the more exotic world of crypto currency and Bitcoin . In what we call the developed world the fastest moving countries towards the cashless society is in the Nordic regions of Europe. Sweden may abolish physical cash by 2023. Sweden is using a combination of NFC technology a